Navajo Technical University

Financial Aid

School Code: 016119

How to pay for School

Nitsáhákees (Thinking)

  • Are you thinking of resources to cover your educational expenses?
  • Are you thinking of returning for Academic Year 2023-2024?
  • Apply and Complete your Admissions Application.

Email if you have any questions.

Step One: Research ways to save. Apply for scholarships and grants, they do not have to be paid back.


Nahat’á (Planning)

  • Plan on applying for scholarships to cover your educational expenses
  • Plan on renewing your FAFSA for AY2324 (using 2021 Tax Information)
  • Plan on meeting with your Academic Advisor to see if you're on track.

Email if you have any questions.

Step Two: Review and start planning for Fall 2023.

Once you've done the work of researching, applying for, and earning one or more scholarships or grants, it's time to start drafting your financial plan. This is when you'll figure out whether or not you'll need something to fill the gap between the price tag of your education and the money you have.

Email to set up a payment plan.


Iiná (Living)

  • Ensure you are maintaining Academic Progress
  • Enroll in courses on your Degree Checklist

Step Three: Plan your school-work-life balance.

College can be expensive. Many students do not take the time to plan their school-work-life balance. The results can be stressful, missed deadlines, and even failing to attain your Degree. It's important to be honest with yourself about your needs. Are you someone who can operate on eight or more hours of sleep? Do you want time to see your friends on the weekend instead of cramming in the library?

Plan for the unexpected. A lot can happen while you pursue your education, especially over the course of a four-year program. The prospect for your chosen career path, for instance, are subject to market forces that are out of control. Keeping yourself apprised of the latest news in your industry can help you make the necessary pivots for optimizing your education.

Email if you have any questions.


Sihasin (Assuring/Implementing)

  • When you complete the semester, you are one step closer to achieving your educational goal
  • We look forward to seeing you graduate
  • Go NTU Skyhawks

Step Four: Watch out for new opportunities.

Check your emails for scholarship announcements or review the NTU Financial Aid >> Scholarship Opportunity.

Making a financial plan for your education is a sound idea, not a scary one. The more you do ahead of time researching and applying, the more confident (and well-funded) you will be as you are in your degree program.

Awołíbee Ánít'į́, Yéego Ánít'į́.
Keep at it and work hard.

Document Link
SAP Appeal Form Download File
Maximum Timeframe Appeal Form Download File
Order Tax Return Transcript Download File
Pell Leu > 400% Information Download File
Bachelor's Degree Questions Download File

Forms for Award Year: 24-25

Document Link
Supplemental Application (Fillable) Download File
Request for Transcript Of Tax Return Download File

Changes that may Impact Eligibility:

Federal Pell Grant Duration of Eligibility - beginning award year 2012-2013, the duration of a student's eligibility to receive a Federal Pell Grant is reduced from 18 semesters or its equivalent to 12 semesters or its equivalent. The calculation of the duration of a student's eligibility will include all years of the student's receipt of Federal Pell Grant funding.

Pell Grant Lifetime Limit - beginning Fall 2012, students are now limited to receiving 12 semesters of Pell Grant eligibility during their lifetime. This change affects all students regardless of when or where they received their first Pell Grant. Students may view their percentage of Pell Grant used by logging into Your "Lifetime Eligibility Used" percentage will be displayed in the "Grants" section.

Maximum Timeframe/Pace - The US Department of Education places a credit hour limit on funding for all financial aid students. Funding is available until a student has reached 150% of the credit hours required to complete their program of study. This includes all double majors, additional degrees, repeat credits, and transfer credits.



Certificate in Welding = 33 credits X 150% = 50 credit hour maximum timeframe.

Associate of Applied Science in Law Advocate = 62 credits X 150% = 93 credit hour maximum timeframe.

Associate of Science in Early Childhood Multicultural Education = 70 credits X 150% = 105 credit hour maximum timeframe.

Bachelor of Science in Biology = 130 credits X 150% = 195 credit hour maximum timeframe.


Return to Title IV (R2T4): Federal regulations require the Financial Aid Office to apply a formula established by the U.S. Department of Education titled R2T4 to determine the amount of federal financial aid a student has earned as of the student’s withdrawal date. The amount of the federal financial aid returned to federal aid programs is determined by the amount of time a student spends in an academically related activity. After 60% of the term has passed, students have earned 100% of the federal financial aid disbursed to them.

Students withdrawing from any course(s) in the term before the completion of 60% of the semester may find that funds are owed to the university due to R2T4. In addition, failure to participate in more than 60% of the term, along with failure to earn a passing grade in all courses attempted, may result in R2T4.

Course Repetition: Repeat credits are applied when a student repeats a course to improve a grade. Students are allowed to repeat any previously passed course and count toward enrollment for financial aid eligibility only once. Each attempt at the course, however, will count toward a student's pace and maximum timeframe.

Official Withdrawal: A school's SAP policy cannot exclude "W" grades in SAP reviews. Withdrawal hours are assigned when a student withdraws from a class after the drop period. Withdrawal hours count as credit hours attempted toward both pace and maximum timeframe.

Unofficial Withdrawal: An unofficial withdrawal occurs when a student does not complete any courses (received all "F" grades), stops attending classes, or did not complete any coursework.

Incomplete (I): is a temporary grade that is assigned only in exceptional circumstances. It will be given only to students who cannot complete a course on schedule because of illness or other circumstances beyond their control.

Transfer Credits: Coursework taken at another institution accepted and officially transferred as transfer credit by NTU will count as both attempted and completed credit hours toward pace and maximum timeframe. Students who exceed the maximum timeframe can submit an SAP Appeal to determine if their aid can be reinstated.

Change in Major: students who have changed majors or are pursuing a second degree may reach their maximum timeframe before their program of study is complete. All credits attempted are treated in the quantitative, qualitative, and maximum timeframe standards for SAP.

Enrollment Status: Undergraduate
Fulltime = 12+ credits
Three Quarter = 9 – 11 credits
Halftime = 6 – 8 credits
Less than Halftime = < 6 credits

Enrollment Status: Graduate
Fulltime = 9 credits
Part-time = < 9 credits